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Trust in the Beard
HOME
THE PROCESS
Purchase
Conventional Loans
FHA loans
VA home loans
Down Payment Assistance
HOME BUYER COURSE
REFINANCE
HELOC
FAQ
PARTNERS
TEAM
AGENT PORTAL
Apply Now
Trust in the Beard
HOME
THE PROCESS
Purchase
Conventional Loans
FHA loans
VA home loans
Down Payment Assistance
HOME BUYER COURSE
REFINANCE
HELOC
FAQ
PARTNERS
TEAM
AGENT PORTAL
Apply Now
HOME
THE PROCESS
Folder: PURCHASE OPTIONS
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Purchase
Conventional Loans
FHA loans
VA home loans
Down Payment Assistance
HOME BUYER COURSE
Folder: REFINANCE OPTIONS
Back
REFINANCE
HELOC
Folder: GET INVOLVED
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FAQ
PARTNERS
TEAM
AGENT PORTAL
Apply Now
Progress
Your Home Buyer Course 101
Complete & Continue Next Lesson Learn More
Before Purchasing a 🏡
3 Lessons
Finding The Right Mortgage Specialist
The Process Matters!
BONUS: Pre-Approval (Magazine)
The Pre-Approval Process
6 Lessons
Initial Discovery Call (with a lender)
The Loan Application (via phone)
Submitting Your Documents
In-Depth Consultation
BONUS CONTENT: My Credit Card Worksheet
BONUS CONTENT: CalHFA vs GSFA (side-by-side)
The New Home 🔎
3 Lessons
The Do's & Don'ts when home searching
How to Stay one step ahead!
Submitting an offer on a 🏠
The Escrow Process
6 Lessons
Your Initial Deposit and Contingency Period Protection
The First 3 days of Escrow (moving fast)
The Home Appraisal
The Conditional Loan Approval
Can a Seller Cancel on Me?
The Last Week of Escrow
Bonus Topics
4 Lessons
TOPIC: What is a Debt-to-Income Ratio?
TOPIC: Student Loans
TOPIC: Co-Signed Installment Accounts
TOPIC: Down Payment Assistance (in CA)
Your Home Buyer Course 101
Complete & Continue Next Lesson Learn More
The Escrow Process

Your Initial Deposit and Contingency Period Protection

Complete & Continue Next Lesson Learn More

CONTACT INFO

Ryan Hrisca

26800 Aliso Viejo Pkwy #200, Aliso Viejo, CA, 92656

EMAIL

(949)-370-4815

NMLS# 167867, 230070

Trust in the Beard is a DBA of JMJ Financial

HELPFUL LINKS

Conventional

FHA Home Loans

VA Home Loans

Downpayment Assistance

Pre-Approval Process

About Us

LICENSING

JMJ Financial is licensed by the California Department of Financial Protection and Innovation under the Residential Mortgage Lending Act, Licensee number 41DBO-46011 and holds a California Residential Mortgage Lending Act DBO 603 F427 and are under the Nationwide Mortgage Licensing System (NMLS), unique identifier of 167867.

NMLS Consumer Access

COMPANY

Terms of Use A pre-approval does not constitute a loan commitment or guartantee of a loan. Pre-Approval is subject to satisfactory appraisal, satisfactory title search and no meaningful change to borrower’s financial condition.

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