‘Credit is a hustle, you just need to know the rules to beat them.’

Download and use the worksheet on the right to take control.

  • Color coded to know you’re in the right credit utilization range for each account.

    • Always keep the balance at/below 30.00% of the allowed limit.

  • Use the right side of the worksheet to stay organized and access each account by hyperlinks.

Be sure to password protect your spreadsheet!

DOWNLOAD

Get and keep all balances (vs the allowed limit) at or BELOW 30% total utilization!